Independent Financial Services Brokers        Specialist in Property Finance       Specialist in Property Insurance


 

"Independent Broker - Mortgages - Remortgages - Life Insurance, Property Insurance - Competitive Quotes - Nationwide Service "

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Property Remortgage
bullet_arrow Moving your mortgage on your existing property to a new lender residential or commercial, we have the potential to restructure your finances.There are many reasons to re-mortgage, for example lower interest rates; debt consolidation; to buy a second property, to invest in a business, home improvements; freeing up money for a new car; debt consolidation, or paying for university Fees for your children etc.

bullet_arrow Remember your existing lender will most likely not offer you the best mortgage deal, with incentives of money-back-back offers; free surveys; free solicitors costs etc. Incentives normally kept for First Time Buyers. Therefore we can introduce you to new lenders that want to deal with at more favourable terms. Note, ‘low interest rates’ are only part of the story, as you have to look at the whole mortgage package on offer. As the following can eat into your assumed savings:

    prpoerty remortgage Redemption Fees, plus other costs demanded by your old and new lenders.
    prpoerty remortgage There will be valuation charges on your property, to assess the worth of your property.
    prpoerty remortgage Solicitors costs for conveyancing
    prpoerty remortgage Redemption Penalties by the existing lender to move your mortgage within a specified period.
    prpoerty remortgage New lender could charge a reservation and arrangement fee for the re-mortgage

.bullet_arrow We can help with your re-mortgage as Independent Advisors for residential, commercial and buy to let properties, and to provide the right product in a transparent way, as experts let us guide you through the minefield for the most appropriate finance solution.... We access not only main stream high street lenders, but niche specialist lenders:

buy to let You can tel. 0845 4860 786 for a FREE initial consultation:
buy-to-let-mortgage You can fill a simple ‘Call Back Enquiry’ form and we will telephone you back at your convenience to discuss in confidence your needs. Click here.
investor-mortgage You can fill a ‘Online Mortgage Enquiry Form’ so we can search the market for a suitable mortgage in accordance to your needs and suitability. Click here.

 

 


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Independent Financial Services (GB), 63 Meadway, Rochdale, Lancashire OL11 3NP. Tel 0845 4860 786 / Fax 0845 8051677 is authorised and regulated by the Financial Services Authority (FSA) in respect of advising and arranging mortgage and non-investment insurance business. Our FSA Register number is 300740. You can check this on the FSA's Register by visiting FSA's website www.fsa.gov.uk/register/ or contacting the FSA on 0845 606 1234.

Your initial consultation is 'FREE' of charge, please make contact to discuss your needs there is no obligation to proceed. There may be a minimum fee for our service of £250, and we will retain the commission from any respective lender or product provider. Alternatively, you can choose the 'fee only' option which is typically 0.5% - 1% of the amount borrowed, and in the case of insurance products written quotes / illustrations provided upon request. The exact amount of fees will depend on your needs and circumstances, and will be discussed and agreed before you make an application for FSA regulated mortgage & insurance products. www.ifs.gb.com is a trading style of Independent Financial Services GB. This website is subject to United Kingdom (UK) regulatory regime, and is therefore primarily targeted at customers based in the UK, but we do offer certain finance, insurance and consultancy services on an international basis.

For any client to contact Independent Financial Services (GB) is on the basis the terms of business / privacy statement have been read and agreed, & consent contact to be made.

In the event of 'Offshore' mortgages and 'Foreign Currency Mortgages' changes in the exchange rate may increase the Sterling equivalent of your debt.For security and training purposes, telephone calls may be recorded or monitored. Max call charge from a BT landline is 3.95p per minute. Calls from other networks may vary.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT